/* KV — one signal color (--signal) for everything you can tap; everything else is neutral ink on paper.
   Numbers are huge, labels are tiny. Dark by default, light follows the system. */
:root {
  color-scheme: dark;
  --plane: #0c0d0e;
  --surface: #151718;
  --raised: #1d1f21;
  --line: rgba(255, 255, 255, 0.08);
  --line-strong: rgba(255, 255, 255, 0.16);
  --ink: #f4f4f1;
  --ink-2: #c3c2b7;
  --ink-3: #8b8a84;
  --signal: #c8f25c;
  --signal-ink: #10140a;
  --signal-soft: rgba(200, 242, 92, 0.12);
  --good: #0ca30c;
  --good-ink: #34c534;
  --warning: #fab219;
  --serious: #ec835a;
  --critical: #d03b3b;
  --critical-ink: #ef6b6b;
  --s1: #3987e5;
  --s2: #d95926;
  --grid: #2c2c2a;
  --axis: #383835;
  --p0: #3987e5; --p1: #d55181; --p2: #199e70; --p3: #c98500; --p4: #9085e9; --p5: #d95926;
  --radius: 14px;
  --shadow: 0 1px 0 rgba(255, 255, 255, 0.04) inset, 0 20px 40px -24px rgba(0, 0, 0, 0.6);
  --font: system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
}
@media (prefers-color-scheme: light) {
  :root:not([data-theme="dark"]) {
    color-scheme: light;
    --plane: #f3f3ef;
    --surface: #fcfcfb;
    --raised: #ffffff;
    --line: rgba(11, 11, 11, 0.08);
    --line-strong: rgba(11, 11, 11, 0.16);
    --ink: #0b0b0b;
    --ink-2: #52514e;
    --ink-3: #75746e;
    --signal: #3d6b00;
    --signal-ink: #ffffff;
    --signal-soft: rgba(61, 107, 0, 0.09);
    --good-ink: #006300;
    --critical-ink: #b42323;
    --s1: #2a78d6;
    --s2: #eb6834;
    --grid: #e1e0d9;
    --axis: #c3c2b7;
    --p0: #2a78d6; --p1: #c2477a; --p2: #128a5f; --p3: #a86f00; --p4: #4a3aa7; --p5: #c4521f;
    --shadow: 0 1px 2px rgba(0, 0, 0, 0.04), 0 12px 32px -20px rgba(0, 0, 0, 0.18);
  }
}

* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body { margin: 0; background: var(--plane); color: var(--ink); font: 15px/1.5 var(--font); -webkit-font-smoothing: antialiased; }
h1, h2, h3, p { margin: 0; }
a { color: inherit; }
button, input, select, textarea { font: inherit; color: inherit; }
code { font-family: ui-monospace, SFMono-Regular, Menlo, monospace; font-size: 0.92em; }
.icon { flex: none; }
.grow { flex: 1; min-width: 0; }
.muted { color: var(--ink-3); }
.muted-strong { color: var(--ink-2); }
.pos { color: var(--good-ink); }
.neg { color: var(--critical-ink); }
.pad { padding: 0 20px 16px; }
:focus-visible { outline: 2px solid var(--signal); outline-offset: 2px; border-radius: 6px; }

/* ---------- shell ---------- */
.boot { min-height: 100vh; display: grid; place-items: center; color: var(--ink-3); }
.shell { min-height: 100vh; display: grid; grid-template-columns: 232px 1fr; }
.side { position: sticky; top: 0; height: 100vh; display: flex; flex-direction: column; gap: 24px; padding: 22px 14px; border-right: 1px solid var(--line); }
.brand { display: flex; align-items: center; gap: 12px; text-decoration: none; padding: 0 8px; }
.brand-mark { display: inline-grid; place-items: center; width: 38px; height: 38px; border-radius: 11px; background: var(--ink); color: var(--plane); font-weight: 800; font-size: 14px; letter-spacing: 0.02em; }
.brand-name { font-weight: 650; line-height: 1.15; font-size: 14px; }
.brand-name small { color: var(--ink-3); font-weight: 500; font-size: 12px; }
.side-nav { display: flex; flex-direction: column; gap: 2px; }
.side-nav a, .side-out { display: flex; align-items: center; gap: 12px; padding: 10px 12px; border-radius: 10px; text-decoration: none; color: var(--ink-2); border: 0; background: none; cursor: pointer; text-align: left; transition: background 0.15s, color 0.15s; }
.side-nav a:hover, .side-out:hover { background: var(--raised); color: var(--ink); }
.side-nav a.on { background: var(--signal-soft); color: var(--signal); font-weight: 600; }
.side-out { margin-top: auto; }
.main { min-width: 0; }
.top { position: sticky; top: 0; z-index: 5; display: flex; align-items: center; gap: 12px; padding: 14px 32px; background: color-mix(in srgb, var(--plane) 88%, transparent); backdrop-filter: blur(12px); border-bottom: 1px solid var(--line); }
.brand-top { display: none; padding: 0; }
.who { display: flex; gap: 6px; overflow-x: auto; scrollbar-width: none; padding: 2px; }
.who::-webkit-scrollbar { display: none; }
.who button { flex: none; padding: 7px 14px; border-radius: 999px; border: 1px solid var(--line-strong); background: none; color: var(--ink-2); cursor: pointer; font-size: 14px; transition: background 0.15s, color 0.15s, border-color 0.15s; }
.who button:hover { color: var(--ink); border-color: var(--ink-3); }
.who button.on { background: var(--signal); border-color: var(--signal); color: var(--signal-ink); font-weight: 600; }
.page { max-width: 1080px; margin: 0 auto; padding: 28px 32px 80px; }
.stack { display: flex; flex-direction: column; gap: 20px; }
.tabs, .more-sheet { display: none; }

/* ---------- type: huge + tiny ---------- */
.eyebrow { font-size: 11px; font-weight: 600; letter-spacing: 0.09em; text-transform: uppercase; color: var(--ink-3); }
.hero { padding: 18px 0 8px; display: flex; flex-direction: column; gap: 10px; }
.hero-num { font-size: clamp(46px, 8.5vw, 92px); font-weight: 650; letter-spacing: -0.035em; line-height: 0.95; }
.hero-words { font-size: clamp(38px, 6.5vw, 72px); }
.hero-facts { display: flex; flex-wrap: wrap; gap: 10px 32px; margin: 6px 0 0; }
.hero-facts div { display: flex; flex-direction: column; }
.hero-facts dt, .debt-facts dt, .flow dt { font-size: 11px; font-weight: 600; letter-spacing: 0.08em; text-transform: uppercase; color: var(--ink-3); }
.hero-facts dd { margin: 0; font-size: 18px; font-weight: 600; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 8px; }
.big-date { font-size: clamp(30px, 4.5vw, 44px); font-weight: 650; letter-spacing: -0.03em; line-height: 1.05; }
.num, .num-lg, .up-amt, .tx-amt, .bar-val, .util-val, .flow dd { font-variant-numeric: tabular-nums; }
.num-lg { font-size: 24px; font-weight: 650; letter-spacing: -0.02em; }
.month-pick { display: flex; align-items: center; gap: 8px; margin-left: -8px; }

/* ---------- buttons & inputs ---------- */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; min-height: 42px; padding: 0 16px; border-radius: 11px; border: 1px solid var(--line-strong); background: var(--raised); color: var(--ink); font-weight: 550; cursor: pointer; text-decoration: none; white-space: nowrap; transition: background 0.15s, border-color 0.15s, box-shadow 0.15s, color 0.15s; }
.btn:hover { border-color: var(--signal); color: var(--signal); }
.btn-primary { background: var(--signal); border-color: var(--signal); color: var(--signal-ink); }
.btn-primary:hover { color: var(--signal-ink); box-shadow: 0 0 0 4px var(--signal-soft); }
.btn-ghost { background: none; border-color: transparent; color: var(--signal); }
.btn-ghost:hover { background: var(--signal-soft); border-color: transparent; }
.btn-danger { background: none; border-color: transparent; color: var(--critical-ink); }
.btn-danger:hover { border-color: var(--critical); color: var(--critical-ink); }
.btn-sm { min-height: 36px; padding: 0 12px; font-size: 14px; border-radius: 10px; }
.btn-block { width: 100%; }
.btn:disabled { opacity: 0.5; cursor: default; box-shadow: none; }
.btn-row { display: flex; flex-wrap: wrap; gap: 10px; }
.icon-btn { display: inline-grid; place-items: center; width: 40px; height: 40px; border-radius: 10px; border: 0; background: none; color: var(--signal); cursor: pointer; }
.icon-btn:hover { background: var(--signal-soft); }
.link { display: inline-flex; align-items: center; gap: 6px; color: var(--signal); text-decoration: none; font-size: 14px; font-weight: 550; }
.link:hover { text-decoration: underline; }
input, select, textarea { width: 100%; min-height: 44px; padding: 10px 12px; border-radius: 10px; border: 1px solid var(--line-strong); background: var(--plane); color: var(--ink); font-size: 16px; }
textarea { min-height: 0; resize: vertical; }
input[type=checkbox] { width: 20px; min-height: 0; height: 20px; accent-color: var(--signal); flex: none; margin: 0; }
input[type=file] { padding: 9px; }
input:focus, select:focus, textarea:focus { outline: none; border-color: var(--signal); box-shadow: 0 0 0 3px var(--signal-soft); }
.input-money { display: flex; align-items: center; border: 1px solid var(--line-strong); border-radius: 10px; background: var(--plane); }
.input-money:focus-within { border-color: var(--signal); box-shadow: 0 0 0 3px var(--signal-soft); }
.input-money > span { padding: 0 2px 0 12px; color: var(--ink-3); }
.input-suffix > span { padding: 0 12px 0 2px; }
.input-money input { border: 0; background: none; box-shadow: none !important; padding-left: 6px; }
.form { display: flex; flex-direction: column; gap: 16px; }
.grid2 { display: grid; grid-template-columns: 1fr 1fr; gap: 14px 14px; }
.field { display: flex; flex-direction: column; gap: 6px; min-width: 0; }
.field-wide, .grid2 > .check.field-wide { grid-column: 1 / -1; }
.field-label { font-size: 13px; font-weight: 600; color: var(--ink-2); }
.field-hint { font-size: 12.5px; color: var(--ink-3); }
.check { display: flex; align-items: center; gap: 10px; font-size: 14.5px; color: var(--ink-2); cursor: pointer; }
.form-err { display: flex; gap: 8px; align-items: center; padding: 10px 12px; border-radius: 10px; background: color-mix(in srgb, var(--critical) 14%, transparent); color: var(--critical-ink); font-size: 14px; }
.form-actions { display: flex; align-items: center; gap: 10px; }
.seg { display: inline-flex; padding: 4px; gap: 4px; border-radius: 12px; background: var(--plane); border: 1px solid var(--line); flex-wrap: wrap; }
.seg button { display: flex; flex-direction: column; align-items: flex-start; padding: 8px 14px; border-radius: 9px; border: 0; background: none; color: var(--ink-2); cursor: pointer; font-weight: 550; text-align: left; }
.seg button small { font-size: 12px; font-weight: 400; color: var(--ink-3); }
.seg button:hover { color: var(--ink); }
.seg button.on { background: var(--signal-soft); color: var(--signal); box-shadow: inset 0 0 0 1px var(--signal); }

/* ---------- panels ---------- */
.panel { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow); overflow: hidden; }
.panel-head { display: flex; align-items: center; justify-content: space-between; gap: 12px; padding: 16px 20px; }
.panel-head h2 { display: flex; align-items: center; gap: 10px; font-size: 16px; font-weight: 650; }
details.panel > summary { cursor: pointer; list-style: none; }
.panel-meta { font-size: 13px; color: var(--ink-3); text-align: right; }
.sub { font-size: 13px; font-weight: 650; padding: 8px 20px; color: var(--ink-2); }
.rows { list-style: none; margin: 0; padding: 0; }
.rows > li { border-top: 1px solid var(--line); }
.bill { display: flex; align-items: center; gap: 14px; padding: 14px 20px; }
.bill strong { display: inline-flex; align-items: center; gap: 8px; }
.bill.inactive { opacity: 0.55; }
.row-actions { display: flex; flex-wrap: wrap; gap: 6px; }
.note { padding: 0 20px 16px; font-size: 14px; color: var(--ink-2); }
.badge { display: inline-block; padding: 1px 8px; border-radius: 999px; background: var(--raised); border: 1px solid var(--line); font-size: 12px; color: var(--ink-2); font-weight: 500; }
.empty { display: flex; flex-direction: column; align-items: center; text-align: center; gap: 8px; padding: 44px 24px; border: 1px dashed var(--line-strong); border-radius: var(--radius); color: var(--ink-3); }
.empty h3 { color: var(--ink); font-size: 17px; }
.empty p { max-width: 44ch; }
.empty-ic { display: grid; place-items: center; width: 46px; height: 46px; border-radius: 12px; background: var(--raised); color: var(--ink-2); margin-bottom: 4px; }

/* status = color + icon + words */
.status { display: inline-flex; align-items: center; gap: 5px; font-size: 13px; font-weight: 600; white-space: nowrap; }
.status-good { color: var(--good-ink); }
.status-warning { color: var(--warning); }
.status-serious { color: var(--serious); }
.status-critical { color: var(--critical-ink); }
.status-neutral { color: var(--ink-2); font-weight: 500; }
@media (prefers-color-scheme: light) { :root:not([data-theme="dark"]) .status-warning { color: #8a5a00; } :root:not([data-theme="dark"]) .status-serious { color: #b0461c; } }

.meter { position: relative; display: block; height: 8px; border-radius: 999px; background: var(--raised); box-shadow: inset 0 0 0 1px var(--line); overflow: hidden; }
.meter > span { position: absolute; inset: 0 auto 0 0; border-radius: 999px; background: var(--ink-3); }
.meter-good > span { background: var(--good); }
.meter-warning > span { background: var(--warning); }
.meter-critical > span { background: var(--critical); }

.pdot { display: inline-grid; place-items: center; flex: none; width: 22px; height: 22px; border-radius: 50%; font-size: 11px; font-weight: 700; color: #fff; background: var(--ink-3); }
.pdot-0 { background: var(--p0); } .pdot-1 { background: var(--p1); } .pdot-2 { background: var(--p2); } .pdot-3 { background: var(--p3); } .pdot-4 { background: var(--p4); } .pdot-5 { background: var(--p5); }
.pdot-s { background: var(--raised); color: var(--ink-2); box-shadow: inset 0 0 0 1px var(--line-strong); }

/* ---------- overview ---------- */
.tiles { display: grid; grid-template-columns: repeat(4, 1fr); gap: 12px; }
.tile { display: flex; flex-direction: column; gap: 6px; padding: 18px; border-radius: var(--radius); background: var(--surface); border: 1px solid var(--line); text-decoration: none; box-shadow: var(--shadow); transition: border-color 0.2s; }
.tile:hover { border-color: var(--signal); }
.tile-label { font-size: 11px; font-weight: 600; letter-spacing: 0.08em; text-transform: uppercase; color: var(--ink-3); }
.tile-num { font-size: 30px; font-weight: 650; letter-spacing: -0.03em; line-height: 1.1; }
.tile-sub { font-size: 13px; color: var(--ink-3); }
.start { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 10px; }
.start li { display: flex; align-items: center; gap: 16px; padding: 18px 20px; background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); }
.step { display: inline-grid; place-items: center; flex: none; width: 30px; height: 30px; border-radius: 50%; background: var(--raised); box-shadow: inset 0 0 0 1px var(--line-strong); font-weight: 700; font-size: 13px; }
.util-list { list-style: none; margin: 0; padding: 0 20px 16px; display: flex; flex-direction: column; gap: 14px; }
.util-list li { display: grid; grid-template-columns: minmax(0, 1.2fr) 2fr auto; align-items: center; gap: 14px; }
.util-name { display: flex; align-items: center; gap: 8px; min-width: 0; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.util-val { text-align: right; font-weight: 600; white-space: nowrap; }
.util-val small { color: var(--ink-3); font-weight: 500; }

/* upcoming */
.ups { list-style: none; margin: 0; padding: 0; }
.up { display: grid; grid-template-columns: 44px 1fr auto 76px; align-items: center; gap: 14px; padding: 12px 20px; border-top: 1px solid var(--line); }
.up-date { display: flex; flex-direction: column; align-items: center; line-height: 1.05; }
.up-date b { font-size: 20px; font-weight: 650; }
.up-date small { font-size: 11px; text-transform: uppercase; letter-spacing: 0.08em; color: var(--ink-3); }
.up-main { display: flex; flex-direction: column; min-width: 0; }
.up-main strong { white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.up-sub { display: flex; align-items: center; gap: 8px; flex-wrap: wrap; font-size: 13px; color: var(--ink-3); }
.up-sub .pdot { width: 18px; height: 18px; font-size: 10px; }
.up-amt { font-weight: 650; text-align: right; }
.up .btn { justify-self: end; }

/* ---------- cards & debt ---------- */
.debt { padding: 18px 20px; display: flex; flex-direction: column; gap: 12px; }
.debt-main { display: flex; justify-content: space-between; align-items: flex-start; gap: 16px; }
.debt-name { display: flex; flex-direction: column; min-width: 0; }
.debt-name strong { font-size: 16px; }
.debt-bal { display: flex; flex-direction: column; align-items: flex-end; text-align: right; }
.debt-util { display: grid; grid-template-columns: 1fr auto; align-items: center; gap: 12px; }
.util { font-size: 13px; font-weight: 600; }
.util-good { color: var(--good-ink); } .util-warning { color: var(--warning); } .util-critical { color: var(--critical-ink); } .util-neutral { color: var(--ink-3); }
.debt-facts { display: grid; grid-template-columns: repeat(3, auto); justify-content: start; gap: 6px 36px; margin: 0; }
.debt-facts div { display: flex; flex-direction: column; gap: 2px; }
.debt-facts dd { margin: 0; font-weight: 600; }
.debt .note { padding: 0; }
.planner-controls { display: flex; flex-wrap: wrap; gap: 16px 24px; align-items: flex-end; padding: 0 20px 18px; }
.planner-controls .field { width: 240px; }
.planner-result { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; padding: 6px 20px 20px; }
.planner-result > div { display: flex; flex-direction: column; gap: 4px; }
.saved .big-date { color: var(--good-ink); }
.payoff-order { list-style: none; margin: 0; padding: 0 20px 18px; display: flex; flex-direction: column; }
.payoff-order li { display: flex; align-items: center; gap: 14px; padding: 10px 0; border-top: 1px solid var(--line); }

/* chart */
.chart { position: relative; margin: 0; padding: 0 12px 14px; }
.chart svg { display: block; max-width: 100%; touch-action: pan-y; }
.legend { display: flex; gap: 16px; padding: 0 8px 8px; font-size: 13px; color: var(--ink-2); }
.legend-item { display: inline-flex; align-items: center; gap: 6px; }
.swatch { display: inline-block; width: 12px; height: 3px; border-radius: 2px; background: currentColor; }
.swatch.s1 { background: var(--s1); } .swatch.s2 { background: var(--s2); }
.chart .grid { stroke: var(--grid); stroke-width: 1; }
.chart .axis { stroke: var(--axis); stroke-width: 1; }
.chart .tick { fill: var(--ink-3); font-size: 11px; font-variant-numeric: tabular-nums; }
.chart .line { fill: none; stroke-width: 2; stroke-linejoin: round; stroke-linecap: round; }
.chart .s1 .line { stroke: var(--s1); } .chart .s2 .line { stroke: var(--s2); }
.chart .s1 .area { fill: var(--s1); opacity: 0.1; }
.chart .dot { stroke: var(--surface); stroke-width: 2; }
.chart .dot.s1, .chart .s1 .dot { fill: var(--s1); } .chart .dot.s2 { fill: var(--s2); }
.chart .crosshair { stroke: var(--ink-3); stroke-width: 1; stroke-dasharray: 3 3; }
.tooltip { position: absolute; top: 8px; transform: translateX(-50%); display: flex; flex-direction: column; gap: 2px; padding: 8px 12px; border-radius: 10px; background: var(--raised); border: 1px solid var(--line-strong); box-shadow: var(--shadow); font-size: 13px; pointer-events: none; white-space: nowrap; }
.tooltip span { display: flex; align-items: center; gap: 6px; color: var(--ink-2); font-variant-numeric: tabular-nums; }

/* bills calendar */
.cal-nav { display: flex; gap: 4px; }
.cal-sum { display: flex; gap: 18px; padding: 0 20px 12px; font-size: 14px; color: var(--ink-2); font-variant-numeric: tabular-nums; }
.cal { display: grid; grid-template-columns: repeat(7, minmax(0, 1fr)); gap: 1px; background: var(--line); border-top: 1px solid var(--line); }
.cal-h { padding: 6px; text-align: center; font-size: 11px; font-weight: 600; color: var(--ink-3); background: var(--surface); }
.cal-d, .cal-blank { min-height: 92px; padding: 6px; background: var(--surface); display: flex; flex-direction: column; gap: 3px; min-width: 0; }
.cal-blank { background: var(--plane); }
.cal-d.past { opacity: 0.6; }
.cal-d.today .cal-n { background: var(--ink); color: var(--plane); }
.cal-n { align-self: flex-start; display: grid; place-items: center; min-width: 24px; height: 24px; border-radius: 999px; font-size: 12px; font-weight: 600; }
.cal-i { display: flex; flex-direction: column; padding: 2px 6px; border-radius: 6px; font-size: 12px; font-weight: 650; line-height: 1.25; background: var(--raised); box-shadow: inset 2px 0 0 var(--ink-3); overflow: hidden; font-variant-numeric: tabular-nums; }
.cal-i em { font-style: normal; font-weight: 400; color: var(--ink-3); white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.cal-income { box-shadow: inset 2px 0 0 var(--good); color: var(--good-ink); }
.cal-card { box-shadow: inset 2px 0 0 var(--s1); }
.cal-i.paid { opacity: 0.5; text-decoration: line-through; }
.cal-more { font-size: 11px; color: var(--ink-3); padding-left: 6px; }

/* income flow */
.flow { margin: 0; padding: 0 20px 8px; }
.flow div { display: flex; justify-content: space-between; align-items: baseline; padding: 10px 0; border-top: 1px solid var(--line); }
.flow dd { margin: 0; font-weight: 600; font-size: 17px; }
.flow-total dt { color: var(--ink); }
.flow-total dd { font-size: 26px; letter-spacing: -0.02em; }

/* spending */
.bars { list-style: none; margin: 0; padding: 0 12px 14px; display: flex; flex-direction: column; }
.bar-row { width: 100%; display: grid; grid-template-columns: minmax(90px, 160px) 1fr minmax(110px, auto); align-items: center; gap: 14px; padding: 9px 8px; border: 0; border-radius: 10px; background: none; cursor: pointer; text-align: left; transition: background 0.15s; }
.bar-row:hover, .bar-row[aria-pressed="true"] { background: var(--signal-soft); }
.bar-label { white-space: nowrap; overflow: hidden; text-overflow: ellipsis; font-size: 14px; }
.bar-track { position: relative; height: 12px; }
.bar-fill { position: absolute; inset: 0 auto 0 0; border-radius: 0 4px 4px 0; background: var(--s1); min-width: 2px; }
.bar-fill.over { background: var(--serious); }
.bar-unc { background: var(--ink-3); }
.bar-budget { position: absolute; top: -4px; bottom: -4px; width: 2px; margin-left: -1px; background: var(--ink); border-radius: 1px; }
.bar-val { text-align: right; font-weight: 600; font-size: 14px; white-space: nowrap; }
.bar-val small { color: var(--ink-3); font-weight: 400; }
.bar-flag { display: block; padding: 0 8px 6px; }
.filters { display: flex; flex-wrap: wrap; gap: 10px; padding: 0 20px 14px; }
.filters select { width: auto; }
.search { flex: 1; min-width: 180px; display: flex; align-items: center; gap: 8px; padding-left: 12px; border: 1px solid var(--line-strong); border-radius: 10px; background: var(--plane); color: var(--ink-3); }
.search:focus-within { border-color: var(--signal); }
.search input { border: 0; background: none; box-shadow: none !important; padding-left: 0; }
.txs { list-style: none; margin: 0; padding: 0; }
.tx { display: grid; grid-template-columns: 1fr 180px; align-items: center; gap: 10px; padding: 4px 20px 4px 8px; border-top: 1px solid var(--line); }
.tx-main { display: grid; grid-template-columns: 56px 1fr auto; align-items: center; gap: 12px; padding: 8px 10px; border: 0; border-radius: 10px; background: none; cursor: pointer; text-align: left; min-width: 0; }
.tx-main:hover { background: var(--signal-soft); }
.tx-date { font-size: 13px; color: var(--ink-3); font-variant-numeric: tabular-nums; }
.tx-desc { display: flex; flex-direction: column; min-width: 0; }
.tx-desc strong { font-weight: 550; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.tx-desc .muted { display: flex; align-items: center; gap: 6px; font-size: 12.5px; }
.tx-desc .pdot { width: 16px; height: 16px; font-size: 9px; }
.tx-amt { font-weight: 650; }
.tx-cat { min-height: 36px; padding: 6px 10px; font-size: 14px; }
.tx-cat.unset { color: var(--warning); border-style: dashed; }
.preview { width: 100%; border-collapse: collapse; font-size: 14px; }
.preview th, .preview td { padding: 6px 8px; border-bottom: 1px solid var(--line); text-align: left; }
.preview th { font-size: 11px; text-transform: uppercase; letter-spacing: 0.08em; color: var(--ink-3); }
.preview .r { text-align: right; font-variant-numeric: tabular-nums; }

/* ---------- modal ---------- */
.modal { width: min(560px, calc(100vw - 24px)); max-height: calc(100vh - 32px); padding: 0; border: 1px solid var(--line-strong); border-radius: 18px; background: var(--surface); color: var(--ink); box-shadow: 0 40px 80px -20px rgba(0, 0, 0, 0.6); }
.modal-wide { width: min(760px, calc(100vw - 24px)); }
.modal::backdrop { background: rgba(0, 0, 0, 0.55); backdrop-filter: blur(3px); }
.modal[open] { animation: rise 0.22s cubic-bezier(0.2, 0.8, 0.2, 1); }
@keyframes rise { from { opacity: 0; transform: translateY(12px) scale(0.98); } }
.modal-body { padding: 18px 22px 22px; display: flex; flex-direction: column; gap: 14px; }
.modal-head { display: flex; align-items: center; justify-content: space-between; gap: 12px; margin-right: -8px; }
.modal-head h2 { font-size: 19px; font-weight: 650; }
.modal .muted { font-size: 14px; }

/* ---------- auth ---------- */
.auth { min-height: 100vh; display: grid; place-items: center; padding: 24px 16px; background: radial-gradient(60% 50% at 50% 0%, var(--signal-soft), transparent 70%), var(--plane); }
.auth-card { width: min(400px, 100%); display: flex; flex-direction: column; gap: 16px; padding: 28px; border-radius: 20px; background: var(--surface); border: 1px solid var(--line); box-shadow: var(--shadow); }
.auth-wide { width: min(480px, 100%); }
.auth-card h1 { font-size: 30px; font-weight: 650; letter-spacing: -0.02em; }
.auth-foot { display: flex; align-items: center; justify-content: center; gap: 6px; font-size: 13px; color: var(--ink-3); }
.steps { margin: 0; padding-left: 20px; display: flex; flex-direction: column; gap: 16px; }
.steps li { display: flex; flex-direction: column; gap: 10px; }
.qr { width: 200px; padding: 10px; background: #fff; border-radius: 12px; }
.qr svg { display: block; width: 100%; height: auto; }
.secret { display: block; padding: 8px 0; letter-spacing: 0.06em; word-break: break-all; }
.codes { display: grid; grid-template-columns: 1fr 1fr; gap: 8px 20px; margin: 0; padding: 14px 14px 14px 34px; border-radius: 12px; background: var(--plane); border: 1px solid var(--line); font-size: 15px; }

.toast { position: fixed; left: 50%; bottom: 28px; transform: translateX(-50%); z-index: 50; display: flex; align-items: center; gap: 8px; padding: 12px 18px; border-radius: 12px; background: var(--ink); color: var(--plane); font-weight: 550; box-shadow: var(--shadow); animation: rise 0.2s ease-out; }

/* ---------- phone ---------- */
@media (max-width: 960px) {
  .tiles { grid-template-columns: 1fr 1fr; }
  .planner-result { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 760px) {
  .shell { display: block; }
  .side { display: none; }
  .top { padding: 10px 16px; padding-top: max(10px, env(safe-area-inset-top)); }
  .brand-top { display: flex; }
  .brand-top .brand-mark { width: 34px; height: 34px; font-size: 13px; }
  .page { padding: 18px 16px calc(96px + env(safe-area-inset-bottom)); }
  .tabs { position: fixed; z-index: 10; inset: auto 0 0 0; display: grid; grid-template-columns: repeat(5, 1fr); padding: 6px 4px calc(6px + env(safe-area-inset-bottom)); background: color-mix(in srgb, var(--surface) 92%, transparent); backdrop-filter: blur(14px); border-top: 1px solid var(--line); }
  .tabs a, .tabs button { display: flex; flex-direction: column; align-items: center; gap: 2px; padding: 6px 0; border: 0; background: none; color: var(--ink-3); text-decoration: none; font-size: 11px; font-weight: 550; cursor: pointer; }
  .tabs .on { color: var(--signal); }
  .more-sheet { display: block; position: fixed; inset: 0; z-index: 9; background: rgba(0, 0, 0, 0.45); }
  .more-inner { position: absolute; left: 12px; right: 12px; bottom: calc(76px + env(safe-area-inset-bottom)); display: flex; flex-direction: column; padding: 8px; border-radius: 16px; background: var(--surface); border: 1px solid var(--line-strong); animation: rise 0.2s ease-out; }
  .more-inner a, .more-inner button { display: flex; align-items: center; gap: 12px; padding: 14px; border: 0; border-radius: 10px; background: none; text-decoration: none; text-align: left; cursor: pointer; }
  .more-inner a:hover, .more-inner button:hover { background: var(--raised); }
  .grid2 { grid-template-columns: 1fr; }
  .hero-facts { gap: 10px 24px; }
  .tile { padding: 14px; }
  .tile-num { font-size: 24px; }
  .planner-result { grid-template-columns: 1fr; gap: 14px; }
  .planner-controls .field { width: 100%; }
  .debt-facts { grid-template-columns: 1fr 1fr; gap: 10px 20px; }
  .bill { flex-wrap: wrap; padding: 14px 16px; }
  .bill .row-actions { width: 100%; }
  .panel-head { padding: 14px 16px; }
  .up { grid-template-columns: 40px 1fr auto; padding: 12px 16px; row-gap: 6px; }
  .up .btn, .up .up-spacer { grid-column: 2 / -1; justify-self: start; }
  .up-spacer { display: none; }
  .cal-d, .cal-blank { min-height: 58px; padding: 3px; }
  .cal-i { padding: 1px 3px; font-size: 10px; }
  .cal-i em { display: none; }
  .tx { grid-template-columns: 1fr; padding: 4px 12px 10px; gap: 2px; }
  .tx-main { grid-template-columns: 48px 1fr auto; padding: 8px 4px; }
  .tx-cat { margin-left: 64px; width: calc(100% - 64px); }
  .bar-row { grid-template-columns: 1fr auto; row-gap: 6px; }
  .bar-track { grid-column: 1 / -1; grid-row: 2; }
  .util-list li { grid-template-columns: 1fr auto; row-gap: 6px; }
  .util-list .meter { grid-column: 1 / -1; grid-row: 2; }
  .codes { grid-template-columns: 1fr; }
  .toast { bottom: calc(86px + env(safe-area-inset-bottom)); }
  .pad { padding: 0 16px 14px; }
  .note { padding: 0 16px 14px; }
  .filters { padding: 0 16px 12px; }
  .payoff-order, .flow { padding-left: 16px; padding-right: 16px; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation: none !important; transition: none !important; }
}

/* accounts left out of totals: still listed, visibly set apart */
.badge-off { display: inline-flex; align-items: center; gap: 4px; vertical-align: middle; color: var(--ink-3); font-weight: 600; }
.debt.excluded, .bill.excluded { background: repeating-linear-gradient(135deg, transparent 0 10px, var(--line) 10px 11px); }
.debt.excluded .num-lg, .bill.excluded .num { color: var(--ink-3); }

/* promo (0% etc.) box on a card */
.promo { display: flex; gap: 14px; align-items: flex-start; padding: 12px 14px; border-radius: 12px; background: var(--raised); border: 1px solid var(--line); font-size: 14px; line-height: 1.6; }
.promo-short { border-color: color-mix(in srgb, var(--warning) 45%, transparent); }
.promo-rate { flex: none; font-size: 22px; font-weight: 700; letter-spacing: -0.02em; line-height: 1.1; }
.payoff-order .status { margin-left: 6px; }
.note .status, .promo .status { white-space: normal; align-items: flex-start; }
.note .status .icon, .promo .status .icon { margin-top: 3px; }
.promo-fix { display: flex; flex-direction: column; gap: 8px; }
.fix-opt { display: flex; flex-wrap: wrap; align-items: center; gap: 8px 14px; }